Overview of Italian Mortgages
How Much Can I Borrow?
Costs to Consider
The Application Process
Rent to Buy
An Alternative to a Traditional Mortgage:
For some people, a traditional mortgage just isn’t possible or desirable.
For this reason we have teamed up with the only specialist firm in Italy that is totally focused on providing Rent-to-Buy options for foreigner nationals and non-residents.
Buyer has the right to immediately live in the property as a tenant with option to complete the purchase at a later date
A down-payment is paid to the seller at the start
The remaining monthly payments are structured so that a significant proportion contribute towards the purchase price and a small proportion contribute towards rent of the property
Buyer has the right to finalize the purchase at any time by paying the whole of the purchase price
Final deed (purchase) must take place within 10 years
Benefits of the Scheme:
Immediate use of property
Possibility of sub-letting the property to help finance the monthly installments
No mortgage underwriting, application, contracts, interest to pay
No mortgage tax to pay (currently 2% of the loan amount)
Contact us for more information: